Brian Lauer

Backlash Builds on NCUA Waivers

By Michelle A. Samaad | May 1, 2013

There is a growing industry backlash against the criteria for member business loan waivers.
Onsite Coverage: Some Wonder if MBL Waivers Are Worth Applying For

By Michelle Samaad | April 19, 2013

NCUA program officer gets an earful about business loan waivers from NACUSO attendees.
Onsite Coverage: Debate Heats Up on Who’s in Charge of MBL Due Diligence

By Michelle A. Samaad | April 18, 2013

LAS VEGAS — Some say credit unions, CUSOs get mixed messages about who's responsible for due diligence in business lending.
Net Seller Model May Create More Control

By Michelle Samaad | November 14, 2012

Booking loans with good yield or giving up yield for more loans. For some credit unions, it’s a dilemma that plays out in a loan participation transaction where revenue is desired but not at the expense of making sacrifices on yield.
CUSO Can Falter After Mergers and Conservatorships

By Michelle A. Samaad | July 24, 2011

At one point, the high-flying commercial lending CUSO formed through Eastern Financial Florida Credit Union funded more than $200 million in business loans and served dozens of credit unions nationwide.
Preparing Your CUSO for an NCUA Review

By Brian Lauer | April 13, 2011

Many have heard the NCUA is going to focus on CUSOs. Here's some advice on how to prepare for such an examination
Protecting CUSO Operations Against Scrutiny

By Michelle A. Samaad | March 16, 2011

When NCUA Chairman Debbie Matz spoke at a December Senate hearing on new regulations on natural person credit union risk concentrations, she pointed out that the regulator is also looking into performing its own exams of third-party vendors that provide services to NCUSIF-backed credit unions.