Credit cardholders who routinely pay only their monthly minimums present double the credit risk as those who pay more, even if only slightly more, according to a new study.
As of Dec. 31, Shiloh of Alexandria FCU reported 16.52% net worth, 1.08% delinquent loans, no charge offs and ROA of 1.37%.
NAFCU President/CEO Fred Becker, who announced his retirement Jan. 7, said he will be leaving the credit union industry for good when he leaves the trade July 31.
“There’s nothing worse than an ‘ex’ anything,” outgoing trade group chief says.
Responding to complaints from the chief executives of CUNA and NAFCU, NCUA Chairman Debbie Matz said the agency's budget is "wholly appropriate," in light of the challenges that the industry faces.
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