Bank loans

• Small Businesses See Banks as Top Financing Choice: Survey

  By Michelle A. Samaad  |  July 5, 2012

  Banks still lead list of small business funding sources.

• Immigrants Have Higher Business Ownership: SBA

  By Michelle A. Samaad  |  June 1, 2012

  Roughly one out of 10 immigrant workers are business owners with most turning to personal or family savings for startup capital.

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  Credit Unions Beat Banks in Weathering Tough Times, Says Study

  By Michelle A. Samaad  |  May 21, 2012

  Even in the middle of recessions and the unemployment and foreclosures that come with them, credit unions have proven that they can weather downturns.

• More Dividends

  By Natasha Chilingerian  |  January 9, 2012

  In late December and early January, three more credit unions announced their end of 2011 member rewards. Two CUs thanked their members with a bonus dividend payout and loan rebate, and one said it awarded members by saving them $10 million in loan payments throughout its history.

• SBA: CUs Pick Up Lending Slack

  By Michelle A. Samaad  |  September 25, 2011

  Over the past 24 years, when banks were pulling back on lending to businesses, it appears credit unions were quietly and consistently stepping in to fill the void.

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  Guest Opinion: Businesses Bring Loyalty and Profitability

  By Chuck Cockburn  |  August 31, 2011

  The pace of small business growth has been unprecedented over the past few years. Small businesses employ nearly half of the U.S. private payroll, accounting for nearly two-thirds of job growth since 1993.

• Businesses’ Recession Woes Linked by Fed to Poor Sales

  By Michelle A. Samaad  |  July 31, 2011

  The Federal Reserve Bank of New York is not convinced that a lack of credit access primarily contributed to the woes of small businesses since the 2007-2009 recession.

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  Commercial Development Stains New Mexico CU’s Balance Sheet

  By David Morrison  |  April 6, 2011

  The $353 million First Financial Credit Union, headquartered in Albuquerque, N.M., hopes to find a buyer that can take a multimillion dollar mistake off its balance sheet.

• Fed Says CRE Losses May Remain Long After Recovery

  By Michelle A. Samaad  |  February 16, 2011

  Working through the large volume of troubled commercial real estate loans will take time as banks go through the difficult process of loan workouts and loan restructurings.

• El Salvador, WOCCU to Build Business Loan Support

  By Michelle A. Samaad  |  August 25, 2010

  Government policy makers in El Salvador have taken steps to develop economic policy and payments system support for credit unions and financial cooperatives prompted by the shrinkage of commercial bank loans here.