auto loan underwriter

CFPB Eyes Discrimination

By Michelle A. Samaad | April 3, 2013

It didn’t take long to hear the buzz when the Consumer Financial Protection Bureau reminded indirect lenders that they must comply with certain regulations to ensure that they are not discriminating against minorities when marking up interest rates.
Indirect Looks to Lead Again in Lending Dance

By Michelle A. Samaad | February 27, 2013

Thick in the heyday of originating indirect loans, credit unions basked as the slices of their auto lending portfolios swelled to historic proportions.
Auto Bailout Issue Spotlights 2013 Opportunity for CUs

By Michelle Samaad | November 14, 2012

More than a week after President Obama was given another opportunity to lead the country, most pundits agree that how voters in states like Michigan and Ohio felt about the federal bailout of the auto industry played a huge role in the campaign’s outcome.
Prepping for Auto Turnaround, CUs Try New Methods

By Michelle A. Samaad | March 19, 2012

Given the stall in lending activity for many in the industry since the recession, AltaOne Federal Credit Union was expecting to see negative signs in its auto loan portfolio at the end of 2011.
Credit Score Decline Has CUs Seeking Alternatives

By Michelle A. Samaad | July 31, 2011

Like most parts of the country, unemployment has hit some members of ORNL Federal Credit Union in a devastating way.