The current conversation focused on “expected credit loss” provides a great opportunity for credit unions to begin evaluating their loan loss reserve methodologies.
Recovery processes an imperative part of capital replenishment at credit unions.
What is a data warehouse? Why does my organization need it? How exactly does my membership benefit from enhanced data analytics that result from a data warehouse?
The shifting sands of the consumer lending marketplace have caused the traditional loans (auto loans, home equity loans, and mortgages) that credit unions know and trust to either become scarce or thinly priced due to competition for each deal. Couple this with generally increasing costs, like regulatory compliance and...