Penetration nearly universal in some European countries, nearly nil in some African nations.
Front page article describes how banks have begun to court lower income, underbanked and unbanked consumers in an attempt to boost fee income.
Metro Credit Union has partnered with five organizations in its home community of Chelsea to bring financial and employment services to lower-income residents.
Follow up Bank Transfer Day with focus on unbanked, underbanked who are most vulnerable to payday lenders, expensive big banks.
Think tank, venture capital fund estimate total underserved market at $455 billion in 2010.
Agency's executive director, David Marquis, testifies to House panel that adding underserved areas would address issue.
The 25,000-member Jackson, Miss., CU is working with two Mississippi towns to help them retain access to banking services.