Editorial commentary on current issues from CU Times' editorial staff and correspondents.
A university study finds credit unions file significantly fewer exam appeals than banks do.
Critics say the NCUA's proposal to allow credit unions to bundle and sell their loans reveals a lack of secondary market expertise.
New Basel guidance for weak institutions recommends risk-based capital for all.
Apple, auto lenders and overdrafts are in the CFPB's crosshairs.
Regulatory burden is real and is slowly crushing the credit union movement.
The proposed annual report requires data that could be gained from existing call reports.
Former NCUA Board Member Michael Fryzel advocates for further regulatory relief by the NCUA and other agencies.
The NCUA is reviewing the second quarter violators to determine how many have mitigating circumstances that would wave penalties.
Attorney Michael Bell predicts potentially a hundred such transactions.