Proposed and potential rules from the NCUA, CFPB and others are front and center in credit union strategic planning.
Bill would expand RFA rules that requires agencies to review regulation impact on small businesses.
Citing the financial crisis as the catalyst for the NCUA's RBC proposal is an overgeneralization of a complex issue.
The Supreme Court TILA disclosure ruling will not affect credit unions that already follow TILA best practices.
Expect the CFPB to scrutinize overdrafts, payday lending, prepaid cards, auto loans and mortgage lending.
New research shows debit interchange regulations have kept rates high and processing costs low.
ALEXANDRIA, Va.-The NCUA Board's revised risk-based capital rule lowers consumer loan and MBL requirements and removes IRR.
Who needs a board and management when the NCUA can manage credit unions remotely through regs like RBC?
The loan origination system, the engine behind neary every mortgage operation, may no longer be good enough.
In addition to risk-based capital, look for changes to MBL waivers, cost-benefit accountability and data security.