Keep an eye on incremental changes and tweaks affecting patchwork of state regulations.
Credit unions must understand their appetite for risk and take precautions serving state legal marijuana businesses.
Toss out the rule book to increase retail investment and insurance penetration rates.
Strategic planning a time to rethink and revamp priorities.
Proposed and potential rules from the NCUA, CFPB and others are front and center in credit union strategic planning.
Bill would expand RFA rules that requires agencies to review regulation impact on small businesses.
Citing the financial crisis as the catalyst for the NCUA's RBC proposal is an overgeneralization of a complex issue.
The Supreme Court TILA disclosure ruling will not affect credit unions that already follow TILA best practices.
Expect the CFPB to scrutinize overdrafts, payday lending, prepaid cards, auto loans and mortgage lending.
New research shows debit interchange regulations have kept rates high and processing costs low.