Citing the financial crisis as the catalyst for the NCUA's RBC proposal is an overgeneralization of a complex issue.
Overdraft protection and fees are one of the top items on the regulatory agenda of the Consumer Finance Protection Bureau this year that credit unions will be watching closely.
The Supreme Court TILA disclosure ruling will not affect credit unions that already follow TILA best practices.
New research shows debit interchange regulations have kept rates high and processing costs low.
ALEXANDRIA, Va.-The NCUA Board's revised risk-based capital rule lowers consumer loan and MBL requirements and removes IRR.
Who needs a board and management when the NCUA can manage credit unions remotely through regs like RBC?
The loan origination system, the engine behind neary every mortgage operation, may no longer be good enough.
In addition to risk-based capital, look for changes to MBL waivers, cost-benefit accountability and data security.
International credit union trade group cautions that the NCUA and other U.S. regulators often implement Basel ideas.
The loss of more credit unions is at stake if regulatory burdens do not ease up.