Moebs Services

• Overdraft Revenue Declines, Study Finds

  By Natasha Chilingerian  |  February 5, 2012

  Credit unions lost $1.4 billion in overdraft revenue in 2011 due to a bank-initiated overdraft price increase and the increasing popularity of alternative short-term loans, according to a new study from Lake Bluff, Ill.-based research firm Moebs Services.

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  Moebs Study Urges CUs to Go Toe-to-Toe With Payday Lenders

  By Natasha Chilingerian  |  September 14, 2011

  If you’re going to overdraw your checking account by $100 or less, your most cost-effective bet is to borrow money from a payday lender, not to use an overdraft service or let your check bounce.

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  Overdraft Pricing Remains Steady

  By Natasha Chilingerian  |  August 24, 2011

  A new study conducted by Lake Bluff, Ill.-based economic research firm Moebs Services reveals that since the Federal Reserve’s August 2010 implementation of Regulation E, which requires financial institutions to receive consumer approval prior to cover debit card and ATM overdrafts, CU overdraft transaction prices have remained flat at $25.

• Moebs Study: One Year After Reg E, CU Overdraft Prices Remain Steady

  By Natasha Chilingerian  |  August 12, 2011

  Moebs Services study finds number of offerings dropping for for savings or credit lines, debit and ATM usage rising.

• Letter: Are Prepaid Assessments a Good Investment?

  By G. Michael Moebs  |  July 17, 2011

  On the heels of Sheila Bair relinquishing her chairmanship of the FDIC, NCUA seems poised to incorrectly continue her legacy.