Market Rates Insight

• Study: Credit Union Members Willing to Pay for Identity Theft Alerts, Credit Score Reporting

  By Natasha Chilingerian  |  May 23, 2012

  Consumers rank identity theft alerts, and credit reporting high among services, and they’re willing to pay around $3 or $4 a month to use them.

• Recoup Fees the Easy Way With Interest Rate Cuts, Expert Says

  By Michelle A. Samaad  |  November 6, 2011

  Consumers are clearly in the driver’s seat these days as they account for nearly the bulk of all bank deposit dollars.

• Retail Deposits Grow as Business Deposits Fall

  By Michelle A. Samaad  |  October 27, 2011

  Ninety cents of every bank deposit dollar now comes from retail consumers, according to research firm Market Rates Insight.

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  Deposit Rates Could Turn Negative in This Bizarro World

  By David Morrison  |  August 31, 2011

  Forget the debate over whether or not a credit union should keep offering free checking accounts, there are signs credit unions may eventually have to decide whether or not to charge their members fees for holding deposits.

• Bank Deposits Near $10 Trillion High

  By Michelle A. Samaad  |  August 25, 2011

  Consumer uncertainty may have helped bank deposits grow to nearly $10 trillion.

• No Interest in Cash: Analyst Predicts Retail Depositors Will Pay

  By David Morrison  |  August 19, 2011

  Dan Geller at Market Rates Insight predicts retail banks will start charging interest on deposits.

• Members, Customers Embrace Nontraditional Checking

  By Michelle A. Samaad  |  June 6, 2011

  High balance and rewards checking are just a few of the accounts that credit unions and banks are seeing increase in use.

• Firm Predicts More Business Deposit Courting After Dodd Repeal

  By Michelle A. Samaad  |  May 16, 2011

  The current landscape of business deposits may change when a Federal Reserve Act section is repealed in July.

• States With High Deposit Rates May Need More Liquidity

  By Michelle Samaad  |  May 12, 2011

  While some credit unions and banks in more than a dozen states are experiencing an increase in their average deposit rates, they may need to make some adjustments.

• Data Show Relationship CDs Grow With Rising Inflation

  By Michelle A. Samaad  |  May 3, 2011

  Number offered nationally by credit unions and banks rose 1.48% in past year.