loans

• Schenk: Loan Growth Could Equal Deposit Growth in 2013

  By Heather Anderson  |  January 7, 2013

  Financial trends show that parity between loan and deposit growth is slowing returning to credit unions, according to CUNA.

• Amazon Says New Loan Program Helps Small Businesses Turned Down by Banks

  By Michelle A. Samaad  |  October 9, 2012

  Credit unions may have another competitor on the commercial loan front as online retail giant Amazon makes high-stake moves in the business lending space.

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  Guest Opinion: Multi-Featured Lending Not Complicated

  By Catherine Klimek  |  September 2, 2012

  Multi-featured lending has been a hot topic since changes to Reg Z’s open-end rules were announced in 2009. The most recent development is the NCUA’s July 2012 letter to federal credit unions, 12-FCU-02, and accompanying supervisory letter to examiners.

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  ROA in Washington State Proves to Be Evergreen

  By Candice Reed  |  September 2, 2012

  Washington credit unions took a hit to capital during the corporate credit union and financial crisis like everyone else, but it hit them harder because they had lower aggregate capital to begin with. Thankfully, the aptly named Evergreen State credit unions also have return on assets that has remained higher...

• AM Community CU May Have Been Over Extended on MBL

  By Michelle A. Samaad  |  August 27, 2012

  Against a backdrop of a groundswell of support to expand business lending authority, one outcome is becoming an unfortunate black eye on those efforts.

• Big Loan Fraud Felled New York Credit Union

  By Heather Anderson  |  August 27, 2012

  A bulletin released last week by the FBI revealed the reason the NCUA seized the $52 million Broome County Teachers FCU of Binghamton, N.Y., in June of 2011. Loan fraud.

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  Bankers View CU Loans as Tasty Chum

  By Michelle A. Samaad  |  August 27, 2012

  When it comes to auto loan portfolio acquisitions, some might see credit unions as the equivalent of little fish being circled in waters full of sharks–banks and other lenders.

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  Guest Opinion: Board's ALM Review and Training Are Critical

  By Bruce A. Six  |  August 20, 2012

  In light of the financial challenges faced by credit unions over the past few years and specifically the increasing interest rate risk that comes with many credit unions borrowing short to lend long, the NCUA has refocused its attention on asset-liability management functions.

• Lending Awards Entry Deadline

  August 20, 2012

  The entry deadline for the 13th annual Excellence in Lending Awards, which recognizes outstanding lending results and practices by credit unions, is Sept. 7.

• Lending Growth in the Midwest via Cultural Change

  By Michelle A. Samaad  |  August 5, 2012

  A radical culture change in the workplace and a shift in how collection efforts are carried out have helped two credit unions in the Midwest grow their loan portfolios well above the industry’s national average.