Payment and predictive analytic firm FICO says a survey of financial institution risk officers finds confidence in growing consumer demand.
This Opinion piece lays out some necessary elements for effective use of risk-based loan pricing practices.
WASHINGTON – Including capital in any risk assessment is so important, the assessment would be incomplete without it, expert tells credit union audience.
Over the past several years, confusion has grown concerning acceptable and proper methods and techniques for credit union member business loan classification and risk ratings. This dilemma surprises no one as the credit union industry has not established a uniform system for business loan classification and risk ratings.
Experian says its Financial Stability Risk Score enables users to segment businesses into risk categories.