Joining Metlife and Unum, Prudential is the latest insurer exiting the LTC business, which has become less profitable in low interest rate environment.
When it comes to five-year, new, indirect auto loans, credit unions and banks are running pretty close with their rates.
Nation's biggest CU said its activity split between refinances and new purchases.
Open Market Committee takes no other action to stimulate the economy, but "is prepared."
Open Market Committee keeps interest rates unchanged after Wednesday meeting.
If credit unions stick to what they know when it comes to pricing for vehicle lending, it could pay off in the long run in building return and profits.