Financial analyst says rate lift of any kind may still be months away.
Credit unions should have a firm idea of effect on income statements, balance sheets.
Economic experts disagree that the Fed is on the right track.
NCUA Chief Economist John Worth talks about economic recovery and its effect on interest rate risk in new video.
Rates down slightly from last year at this time overall, says newest GoBankingRates.com survey.
Credit unions and other mortgage lenders faced an economic pinch in 2013 as rising interest rates began to squash demand for refinanced mortgage loans while demand for purchase money loans still struggled to grow.
Fed Open Market Committee could raise that possibility if rates move down again in December.
NCUA Chief Economist said rates have impacted mortgage loan volume and investment values.
"Be ever vigilant," CUNA Mutual Economist Dave Colby says of potential economic shudders ahead.
Savings rates also up despite low interest payback, league says.