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By Michelle A. Samaad |
May 20, 2013
That two-door hatchback with the spiffy, cushy interior bought back in 2003 may be on its last wheels.
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By Benedict Voit |
May 15, 2013
A stronger regulatory focus on managing interest rate risk on the balance sheet has brought to the forefront the requirement that institutions back test their IRR models. Back testing is a means to check the sufficiency of the data, the setup and the assumptions used to produce an analytical report....
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By Heather Anderson |
March 1, 2013
Board Chair Matz says $8.5 billion mark is nice but also warned against interest rate risk due to concentration of fixed rate mortgages.
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By Michael Faughnan |
October 14, 2012
With interest rates at historic lows and economists and the Fed forecasting they will remain there, it is becoming harder to ignore the effects this is having on balance sheet margins. And a decelerating growth rate of U.S. GDP and slowing demand from businesses related to real estate will continue...
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By Heather Anderson |
September 24, 2012
If the NCUA board’s proposed $30 million limit to define small credit unions stands, 1,603 credit unions would be excluded from risk-based net worth requirements and a provision of the interest rate risk rule, according to the NCUA’s action memo on the topic.
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By Heather Anderson |
September 20, 2012
ALEXANDRIA, Va. — Increase among proposed rules approved Thursday by NCUA Board at its meeting Thursday.
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By Heather Anderson |
August 12, 2012
The NCUA has released a letter to credit unions and question-and-answer sheet regarding the new interest rate risk management rule, which takes effect Sept. 30, and posted it on the NCUA’s website.
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By Gary Tantleff |
June 18, 2012
How many of us have marveled at the foresight and success of other individuals and then felt we perhaps missed the boat? How did he know to purchase a house in that rundown neighborhood that eventually turned around? Or pass on paying $400,000 for a house in 2006 that she...
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By Marc Rapport |
May 9, 2012
New rules take effect Sept. 30, cover 45% of nation's credit unions with 96% of assets.
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By Claude R. Marx |
January 12, 2012
NCUA, Fed, FDIC, OCC release letter on stress testing.
