Most consumers and employers don't entirely understand account-based benefits. Learn the basics here.
Lack of savings, emergency funds top the list of concerns, according to a National Foundation for Credit Counseling survey.
Employers with more than 100 employees must offer insurance or pay a fine of $2,000 per worker by January 2015.
CMG offers the new product through its TruStage program.
Total benefits pre-funding programs can help credit unions handle rising health benefit costs and attract talent.
However, data from an employer survey suggests a slowing in health inflation.
Penalty, schmenalty. More than 25% in new Gallup Poll say they'll pay fine rather than pay for insurance.
Respondents to a new poll say they expect to pay more.
That's the view from non-partisan policy wonks, watchdogs, surveys and others without stake in the game.
One in 10 Americans report improvement in health insurance situation over the past year.