CUNA Mutual Group economist Steve Rick forecasts only a 3.5% growth in savings balances this year.
The payment processor's monthly SpendTrend report said despite the dip, overall spending remains healthy.
CUNA Mutual Group Chief Economist Dave Colby retires July 11 after 37 years in the credit union industry.
CDC study defines heavy drinking as eight or more drinks a week for women and 15 or more weekly for men.
While economists predict big loan gains this year, credit union leaders remain cautious.
New score will replace company cash flow analysis for small loans in July.
May's 6.3% unemployment rate is no improvement over April. The rate has declines 1.2% in 12 months.
Gallup's job creation index reaches a six-year high in May; private sector drives the trend.
Catalyst Corporate cites improved employment, stock market highs, stable consumer prices, cheaper gas.
The country's largest credit union shares its financials and projections in a forum streamed online.