Credit card offers must make clear to consumers that future purchases may be subject to interest charges.
Law professor and author Todd Zywicki offers three key points about markets and regulation he says are poorly understood in Washington.
Credit cards still remain the most profitable loan product in the portfolio.
PULSE survey finds 17% of credit unions said they'll face the risk.
GE Capital Bank must repay $169M for discrimination and $56M for deceptive marketing.
When merging, combining credit card programs can lead to issues with service, profitability and compliance.
First quarter balance pay downs decrease again, and year-end balances expected to rise.
Three asset classes in the NCUA's risk-based capital proposal are better than the banks' Basel requirements.
The big box retailer will launch the proprietary credit cards June 23.
Card saves members interest costs while building credit and generating net income.