CUs make $2.86B less in loans to prime and near prime consumers from Q1 to Q3 2015 than fintech companies.
Three years after conservatorship, the $1.4B cooperative posts $21.7M year-end net income for 2014.
NCUA Chief Economist John Worth discusses loan growth, credit unions and regulation.
Three asset classes in the NCUA's risk-based capital proposal are better than the banks' Basel requirements.
Deposit growth and new loans have helped Alabama Telco Credit Union start the first half of 2013 on strong footing.
The $54 billion credit union said $2.3 billion of its record $3.1 billion in consumer loan originations so far in 2013 are auto loans.