Non-interest Income

April 16, 2008
Generating Income with Remote-Deposit Risk: Every Business Needs a Credit Union
By John Hancq
A revolution on how businesses, associations and government agencies will bank checks has begun. ...
Article found in Non-interest Income
April 16, 2008
Reality of Continuing Margin Squeeze at CUs Spurs Innovation and Greenery
By Carol Anne Burger
PONTIAC, Mich. — If necessity is the mother of invention, then the on-going margin squeeze at credit unions is helping them to find more creative ways to add to the bottom line without gouging ...
Article found in Non-interest Income
April 16, 2008
Working in the Niches: Florida CU Sets Sites On Youth Debit Card Market
By David Morrison
MELBOURNE, Fla. — While its axiomatic that credit unions seek to build close ties to their members and communities, few others have seen their debit card program receive coverage in surfing and ...
Article found in Non-interest Income
April 16, 2008
Times Demand New Thinking to Increase Fee and Noninterest Income
By Michelle Samaad
RICHMOND, Va. — Striking a balance between offering value-added services to members and the necessity of generating noninterest income is something Virginia Credit Union Inc. ...
Article found in Non-interest Income
April 16, 2008
As Noninterest Income Becomes More Important to CUs, It Continues to Level Off
WASHINGTON — As credit unions continue to feel the pinch of tightening net interest margins, noninterest income has become a greater concern over time.
Article found in Non-interest Income
January 17, 2008
Veridian CU CUSO, Beyond Marketing Team Up
By Michelle Samaad
LENEXA, Kan. — Waterloo Community Financial Services, a CUSO holding company of $1. ...
Article found in CUSOs, Non-interest Income
November 7, 2007
Non-Interest Income: Here to Stay, But Percentage Should Decline as Economics Change
NON-INTEREST: Thousands of Credit Unions Would be in the Red Without Non-Interest Income
By Sarah Snell Cooke
While some will debate the importance of non-interest income to credit unions, most agree it is here for the long haul.
Article found in Non-interest Income
November 7, 2007
Plastics Take the Wheel in Drive for Non-Interest Income
By Tom Chandler
As net interest margins tighten, non-interest income is becoming a primary profit driver for the credit union industry. ...
Article found in Non-interest Income
November 7, 2007
Strong Non-Interest Income Doesn't Always Mean Strong ROA?
Return on Assets isn’t what it used to be in credit union land.
Article found in Non-interest Income
November 7, 2007
Consumer Demand, Not Greed, Drives Overdraft Payment Services Say OD Vendors; Some CUs Struggle with Product Positioning
By Heather Anderson
Despite recent legislative attempts to limit overdraft payment services, credit unions shouldn’t feel the need to apologize for offering them, said Sam Davis, president of consulting firm ...
Article found in Non-interest Income
November 7, 2007
Survey Suggests CUs Should Keep Up Fee Message in Marketing
By David Morrison
A recent survey from research firm Gartner, Inc., suggests that credit unions should continue to make the case that they have generally lower fee structures than do banks.
Article found in Non-interest Income
October 12, 2007
Asset Exchange To Appear At Web Event Aimed At Discouraging Portfolio Sales
By David Morrison
Asset Exchange, the a former leading broker of CU card portfolios will be urging credit unions take a more cautious stance toward the still controversial transactions as part of a web event ...
Article found in Non-interest Income, Credit/Debit/ATM
October 12, 2007
New Capital One Debit Card To Compete With CUs
By David Morrison
Noted credit card issuer Capital One is working on a “decoupled” debit card product which will allow cardholders to withdraw funds from their credit union share draft accounts.
Article found in Non-interest Income, Credit/Debit/ATM
September 14, 2007
BofA $3 ATM Fee Comes Under New Attack
By Jim Rubenstein
WASHINGTON—Bank of America’s $3 hike in foreign ATM fees drew new fire Thursday from U.S. ...
Article found in Credit/Debit/ATM, Non-interest Income
August 10, 2007
UBIT Steering Committee Asks CUs to Stand Up to IRS in Court
By Sarah Snell Cooke
CUNA Mutual Group Senior Vice President Larry Blanchard, chair of the UBIT Steering Committee, asked for credit unions to volunteer as plaintiffs in a lawsuit the committee is preparing during ...
Article found in Non-interest Income

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