Former NCUA Board Member Michael Fryzel advocates for further regulatory relief by the NCUA and other agencies.
NCUA Board Member Fryzel responds to a recent CU Times column bemoaning Washington and rulemaking.
In 1990, there were five credit unions with more than a billion dollars in assets. In 2013, there were 207. Trends like that are ignored at their own risk.
Do you remember when Burger King extolled the size of its hamburgers with the jingle, “The bigger the burger the better the burger, the burgers are bigger at Burger King?”
Before social media took over, there was this strange form of communication called face-to-face conversation. Two people would actually stand in the same room, look at one another and exchange thoughts and ideas through verbal interaction. For those of you who remember this form of communication, you may recall that...
At the recent hearing of the U.S. House of Representatives Financial Services Financial Institutions Subcommittee on credit union regulatory burdens, a credit union trade association proposed that the size of the NCUA Board increase from three members to five members.
Recently, I was introduced to a financial concept that I call interestrateriskderivativeswapcap. The word may not flow as easily, but it does have an interesting sound to it and combines, for the most part, much of what needs to be looked at when proposed as a risk-management option for credit...