Borrowers under the age of 30 have the lowest mortgage delinquency rate of all borrowers.
National Retail Federation and other groups attacked the amount of debit card interchange allowed.
A new RealtyTrac report says investors and other cash buyers purchased fewer homes in 2Q2014.
Retail trade associations and firms call the Fed's debit interchange rule an issue of staggering importance.
Attorney Michael Bell predicts potentially a hundred such transactions.
Experts estimate fewer than 50% of card-issuing credit unions will have EMV-equipped credit and debit cards ready by October 2015.
Two credit unions carrying up to a 45% concentration of home equity lines of credit said the loans are not at risk or that they have taken steps to monitor and mitigate potential risk.
Experts say credit unions must focus more on the MRM big picture and less on the software's technology.
Former PenFed CEO Frank Pollack and a mortgage supervisor take the stand to answer questions about the former governor's loan applications.
The proposal attempts to correct pricing disparities between Fannie Mae and Freddie Mac securities.