Credit Union Times Magazine September 7, 2011

Featured Story

  • New Tools to Foil First-Party Fraud

    First-party fraud–accessing credit services with no intention of repayment–is a significant concern for credit unions and other financial institutions. And its prevention calls for a new strategy, according to Costa Mesa, Calif.-based credit reporting agency Experian.

Front Page News

News

Editor-in-Chief's Column

  • Never-to-Be-Forgotten Memories From 9/11/01

    Every American will remember precisely what we were doing on Sept. 11, 2001. I was four months pregnant and Credit Union Times senior Washington reporter at the time. That was the day Credit Union House was scheduled to open, and I was getting ready to cover the grand opening celebration.

People Feature

News Briefs

Opinion

  • Credit Unions Can Serve the Real Latino Market

    What comes to mind when you see the words “Latino market?”

  • Noninterest Income Can Unlock Long-Term Growth

    Where does a credit union look for long-term growth today? The answer lies in noninterest income.

  • Gen Y Back Talk: Overdrafts and Other Mistakes

    I recently reported an interesting statistic out of Lake Bluff, Ill.-based economic research firm Moebs Services: 77% of U.S. consumers chose to allow for debit card and ATM overdrafts since the 2010 implementation of Regulation E.

  • Getting Into the Gen Y Mindset

    You can’t open up a trade publication or attend a credit union conference these days without hearing about Gen Y. These are the members who need loans and are key to our credit unions' survival. How can credit unions start reaching out to this generation, and where can they start?

  • Memories From September 2001

    Heading through the Beltway traffic on my way to the NCUA offices in Alexandria, Va., as the acting chairman of the agency on Sept. 11, 2001, I learned from radio reports that two of the World Trade Center towers had been hit by commercial jets–obviously no coincidence.

  • Seize the Day on Fed Rule Changes

    The credit union movement received better-than-expected news on June 29 when the Federal Reserve Board announced its rules to implement the Durbin Amendment concerning debit card interchange. For credit unions under $10 billion in total assets, interchange rates will show little or no decline in 2011, and this will probably...

Letters to the editor

  • Should Derivatives Be Allowed?

    The NCUA has been requesting comments on a proposal to permit credit unions to engage in certain derivative activities. Now that the agency has closed the comment period and is reviewing those letters, it’s important to keep a few key points in mind when asking, should credit unions be able...

Focus Report

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