Credit Union Times Magazine May 15, 2013

Featured Story

Front Page News


Editor-in-Chief's Column


  • Guest Opinion: Hanging On to Those Old Values

    Over the years, I have seen the mission and values of the credit union industry expressed in the service brought to its members. I find that looking at the roots of an institution can ­remind us of its mission and values and connect us to those who have gone before...

  • Guest Opinion: Immigrations Reform May Prompt Member Push

    Last month, the U.S. Senate introduced an immigration reform bill that proposed a complete overhaul to the country’s immigration system. Although a vote is likely several months away, credit union leaders would do well to begin paying attewwwwntion now as passage of immigration reform will undoubtedly impact them.

  • Guest Opinion: Moving Forward With IRR Back Testing

    A stronger regulatory focus on managing interest rate risk on the balance sheet has brought to the forefront the requirement that institutions back test their IRR models. Back testing is a means to check the sufficiency of the data, the setup and the assumptions used to produce an analytical report....


  • Affordable Care Act May Give Credit Unions an Edge

    Depending on who’s offering an opinion, the Patient Protection and Affordable Care Act, commonly referred to as Obamacare by critics, is poised to either dismantle insurance coverage as we know it or will finally offer services to those who just don’t earn enough to pay for medical services.


  • CFPB Seeks to Delay Credit Insurance Rule

    The Consumer Financial Protection Bureau has issued a proposed rule and request for comment regarding a temporary delay in the June 1 effective date of a final rule provision that would prohibit the financing of credit insurance into a mortgage.

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