Protecting Members During the Spending Season
Consumers know to avoid the most common scams and security pitfalls, but their defenses may be down during the holidays. Schedules are tight, there’s a lot to be done in very little time, and Internet use is up as people research gift ideas to buy the perfect item for everyone on their list.
Thieves know this is a good time of year to strike. There’s less browsing and more buying, and shoppers are whipping out their credit cards both online and at the local mall. Fortunately, a bit of education can go a long way toward helping members stay safe no matter where their holiday activities take them.
Skimmers and Surfers
Brick-and-mortar shopping also poses risks for members. Today’s skimming devices installed on ATMs and POS machines are small, and thieves can install and remove them rather quickly, sometimes hitting a machine for only part of a day before moving on to another location. And with the increasing presence of stand-alone, gas station-type POS terminals, access to the device is no longer a barrier.