Bravo Sarah Snell Cooke.
I think you've come up with some winning issues for the movement long term (Editor's Column, "Credit Unions' Top Five Issues That Must Be Dealt With Now," Aug. 11issue).
I would add two.
First, credit unions have to learn to better manage net interest margin. It's OK to inject risk into your balance sheet, as long as you fully understand the risk, and then manage it properly. That sort of falls in line with your point number four, [explore new or expanded revenue streams].
Second, credit unions must relentlessly cut their operating expenses and become more efficient, but you've heard that from me more than once.
Congrats on a great article.
Department of Commerce FCU