OnPoint Community Credit Union said it has seen use of its new mobile banking platform grow by an average 33% each month since its launch earlier this year. Oregon's biggest credit union is offering its 205,000 members the option of accessing accounts through mobile devices using either SMS texting, downloadable applications or mobile Web/WAP functionality through the u4ia platform from Tyfone Inc., also of Portland.
All transaction requests are routed through the mode-neutral mobile platform, which is integrated with the $2.8 billion credit union's Fiserv XP2 core platform. Mobile Web access accounted for about 50% of the tens of thousands of member actions analyzed in the first 22 weeks of the service, the credit union said, with SMS and apps equally dividing the rest. Checking account balances was the most popular activity, at 69%, followed by viewing statements at 28%.