1. Black Friday Rattles the Entire CU Industry
2. Legacy Assets Proved Historic Shock to the System
3. NCUA Issued Far-Reaching Corporate Overhaul
4. Market Moved From Crisis to Deeply Troubled
5. CARD Act Had an Impact on CU Cards, Too
6. Durbin Amendment Likely to Hit Payments Systems
7. Financial Overhaul Was Mixed Bag for CUs and Consumers
8. As the Bubble Burst, Other Lenders Hit Hardest
9. Number of Mergers Fell From Last Year's Mark
10. Channels Grew, Devices Proliferated, Challenges Continued













