Three Utah CUs unveil check imaging

OREM, Utah - Credit union data processor SOS Computer Systems here continues to add to its Centryx e-commerce solution. Three Utah credit unions are bringing check imaging to their members this month via SOS' new Centryx imaging component. Check imaging is just one more way for credit union to try and attempt to eliminate paper and reduce costs. It gives members the ability to pull up an image of their cleared check via their CU's home banking system. Deseret First Credit Union, Utah Central Credit Union and Family First Credit Union, in partnership with clearing firm Rocky Mountain Corp. and SOS, will offer a new check image viewer as an option to SOS's Centryxr e*teller Internet banking systemr. Centryx is meant to be a complete CU e-commerce solution that allows the CU to pick and choose the different components, according to SOS. "Right when a member requests their account history, the draft number just comes up in bold with an underline. When a member passes under it they see the hand letting them know there's a link there. They click on the draft and the date and all the clearing information is displayed," said Joe Shelby, sales and marketing manager for SOS. SOS DP solution runs on IBM RS/6000. Currently the company serves about 130 credit unions. Shelby said SOS wanted to streamline the process so a lot of resources weren't taken up storing the images themselves. "It's a pretty convenient process because the images are tied to the processor (Rocky Mountain Corp.) of the drafts themselves. We give them info for indexing to bring them to the server. It's very efficient," said Shelby "Everything is moving to an e-commerce environment. This is just the tip of the ice berg. It is a more efficient way to do business," said Shane London, President/CEO of Deseret First Credit Union. "Our members expect these kinds of options and services." According to SOS, the new service makes the front and back of a draft available within 24 hours of the credit union processing the drafts. Members will also see the payee verification and balance reconciliation. -pgentile@cutimes.com